Schedule of Fees

Description	Approved	Declined
Monthly Service Charge	$3.95	N/A
ATM Transactions
A.T.M. Domestic Withdrawals	$3.00	$2.00
A.T.M. International Withdrawals	$3.00	$2.00
A.T.M. Domestic Balance Inquiry	$1.50	N/A
A.T.M. International Balance Inquiry	$1.50	N/A
POS Transactions
POS Domestic Purchase	$2.00	$2.00
POS International Purchase	$2.00	$2.00
POS Domestic Pre-Auth	$2.00	$2.00
POS International Pre-Auth	$2.00	$2.00
POS Merchandise Returns - Domestic	$2.00	$2.00
POS Merchandise Returns - International	$2.00	$2.00
POS Domestic Balance Enquiry	$1.50	N/A
POS International Balance Enquiry	$1.50	N/A
POS Purchase with Cash Back - Domestic	$3.00	$2.00
POS Purchase with Cash Back - International	$3.00	$2.00
Administrative Transactions
Replacement Card	$20.00	N/A
Cash Card Out	$12.00	N/A

NOTE All fees above are US Dollars ($USD)

Description	Approved	Declined
Monthly Service Charge	$3.95	N/A
ATM Transactions
A.T.M. Domestic Withdrawals	$3.20	$1.70
A.T.M. International Withdrawals	$3.20	$1.70
A.T.M. Domestic Balance Inquiry	$1.70	N/A
A.T.M. International Balance Inquiry	$1.70	N/A
POS Transactions
POS Domestic Purchase	$2.20	$2.20
POS International Purchase	$2.20	$2.20
POS Domestic Pre-Auth	$2.20	$2.20
POS International Pre-Auth	$2.20	$2.20
POS Merchandise Returns - Domestic	$2.20	$2.20
POS Merchandise Returns - International	$2.20	$2.20
POS Domestic Balance Enquiry	$1.70	N/A
POS International Balance Enquiry	$1.70	N/A
POS Purchase with Cash Back - Domestic	$3.20	$2.20
POS Purchase with Cash Back - International	$3.20	$2.20
Administrative Transactions
Replacement Card	$20.00	N/A
Cash Card Out	$15.00	N/A

NOTE All fees above are Australian Dollars ($AUD)

Please Note:

Residents of Australia cannot apply for a WOWPAYS Card at this time. Contact WOWPAYS for more information.